Side by side
collects.io vs Respaid
Compare what each tool does, what it costs, and how it fits your workflow.
Designed for
Find why invoices go unpaid before chasing a single debtor.
Collect small debts with AI and respect.
Primary task
Accounts receivable
Debt collecting
Pricing
Unknown
Free Trial · Trial; then from $1859/yr
Pricing details
Not documented — check the provider
Free + from $1859/yr
Billing cycle
Not documented
Yearly
API access
Not documented
Not documented
Platforms
Web
Web
Integrations
Not documented
Excel
Source rating
No rating recorded
No rating recorded
Catalog views
135
1.3k
Estimated monthly traffic
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Catalog imported
31 Aug 2026
30 Aug 2026
Listed strengths
- Identifies late invoice payments
- Diagnoses AR failure patterns
- Traps cash identification
- Operates within existing setup
- Learns debtor behaviors
- Collects small outstanding debts
- Friendly resolutions
- Accessible
- Fair and upfront pricing
- Debtors pay the business directly
Listed limitations
- Only integrates with Xero
- Limited finance stack integration
- No real-time payment status
- Incomplete ISO certifications
- No debtor contact update
- Limited to debts $5-$5000
- No complex integration, reliant on Excel
- Automation requires separate setup
- Recovery limited to 50% of debts
- 20 days minimum recovery time