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Finance(105)

Lumio Pro

AI-driven money management app for couples to track finances and save together.

Source rating 5.0 (73) 12k views 12k/mo traffic 0 saves Freemium
Finance(105) AI-Powered Finance Tools ai personal finance assistant
More categories (7)
Money management Expense tracking Bill management Couples finance Personal finance Open Banking Financial planning
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Free + from £3 / month

Verdict

A quick read before you dig into the full page.

Best if
You are couples and need: Tracking shared expenses between partners
Skip if
You need enterprise SLAs or a fully managed team plan right away
Pick this when
Freemium · Free + from £3 / month

Overview

Lumio is an AI-driven, hyper-personalised, fully automated money management app designed for couples to track shared expenses, cut household bills, and save together. It helps in coordinating spending, tracking bills, and achieving financial clarity by connecting accounts and sharing financial information securely.

Lumio Pro screenshot

Best for

Short scenarios where Lumio Pro tends to shine.

  • Tracking shared expenses between partners

    Best for Couples

  • Coordinating and managing household bills

    Best for Individuals managing shared finances

  • Saving money together as a couple

    Best for People seeking to improve financial transparency

  • Gaining financial clarity and insights

    Best for Couples

Example outputs 1

Sample generations and before/after results for Lumio Pro.

Lumio Pro screenshot
Lumio Pro screenshot

Access & connections

Where you can use Lumio Pro.

Platforms

Web

Capabilities

What this tool accepts, produces, and is strongest at.

Highlights

  • Shared expense tracking
  • Household bill management
  • Automated account aggregation
  • Net worth tracking
  • Spending analysis
  • IOU tracker for couples

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FAQ 5

What is Lumio?
Lumio is an AI-driven, hyper-personalised, fully automated money management app designed for couples to track shared expenses, cut household bills, and save together. It helps in coordinating spending, tracking bills, and achieving financial clarity by connecting accounts and sharing financial information securely.
How to use Lumio?
To use Lumio, sign up, connect your bank accounts, invite your partner, and start tracking your shared expenses and bills. The app automates expense tracking and provides insights into spending habits.
How does Lumio keep my data safe?
Lumio prioritizes security with bank-grade 256-bit TLS encryption. Credentials are encrypted separately from personal information and never stored. It's a read-only service, and access requires a pin-code or biometric ID.
Does Lumio store my bank login details?
Lumio encrypts all credentials and separates them from personally identifiable information. Login credentials, including passwords, are not stored.
Is Lumio regulated?
Lumio is registered as a Payment Services Directive Agent of Moneyhub Financial Technology Ltd, which is authorised and regulated by the Financial Conduct Authority. Lumio is also a registered data controller ICO Data Protection Register.
Lumio Pro Free + from £3 / month
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