What is 2K?
2K is a platform designed to empower users with the tools and insights needed to make informed financial decisions and foster conscious spending habits. It aims to transform every financial choice into a smart one, ensuring financial well-being. The platform offers advanced forecasting capabilities to provide a clear vision of the user's financial future, helping them stay ahead and achieve their goals with confidence. It helps users align their perception of money with reality, close the gap between perceived and actual spending, and access personalized financial coaching.
How to use 2K?
Download the app, register, sign in, and link your accounts. Track monthly spending patterns, view AI-driven insights for the next three months, and access a financial coach for personalized help.
How Secure Is 2K?
From top to bottom 2K is a built with the best of technologies using Amazon Web Services, PLAID for linking to banks, and military grade encryption for data at rest. Furthermore, you have the choice of enabling face-id or fingerprint verification on your mobile device for added protection.
Can I Make Payments Or Move Money?
No. 2K can only view information in each of your accounts. There is no means to move money or make payments.
Does 2K keep my password?
No. Plaid is the popular platform for linking banks and staying in sync. They ask for your username and password, and in some cases, some banks themselves will ask directly.
Can I Play With 2K Before Linking My Bank Accounts?
Yes. 2K will offer to living virtual cash and credit accounts for you to pick instead of a personal account. Choose if needed to get comfortable with the product then switch to your accounts when ready.
Do New Purchases Post Immediately?
2K depends on a third-party platform to stay in sync with your banks. Periodically updates are made which can take a few hour or up to 24-36 hours.
Can 2K Highlight My Bills?
Yes. If you link the appropriate accounts with transactions classified with familiar known types, 2K will recognize and aggregate. These are expenses you must pay for your living each month.
Does 2K Charge A Subscription Fee To Use?
Not currently.
Can I Link My Investment Accounts?
No, not yet. Coming soon.
Can I Delete A Linked Account Anytime?
Yes. You have the option to delete or add a linked account at anytime. If deleted, 2K will remove all related transactions automatically.
Does 2K Structure My Transactions And Spending?
Yes. 2K will categorize your spending and new money accordingly with a well defined list of categories and spending types.
